6 Month CD's with American First Assurance

Customers come into American First Assurance for three reasons:

• Safety of their principle.
• Above average interest on their insured savings.
• Better access to their money.  

 

6 Month CD Broker

See what FDIC has to say about CD Brokers like American Fist Assurance

Federal Deposit Insurance Corporation - FDIC Consumer News - Fall 2003

"Brokers sometimes can negotiate a higher interest rate on bank-issued Certificates of Deposit, and these can be good investments."

3.85%??? You can get this at American First Assurance!!

-We work with more than 8,000 Federally Insured Banks, all of which are covered by the maximum FDIC insurance protection. It is our Account Representatives job to find the highest yield, to ensure you are receiving maximum interest gains on your hard ear money.

-American First Assurance only employs dedicated and honest professionals who considers their client's best interest first.

-At American First Assurance we do the work, you reap the benefits of earning more interest while always maintaining safety of your principal.

American First Assurance can get you the highest interest gains!

http://money.msn.com/bill-fleckenstein/post--bernanke-uses-his-words


Come in and see one of our account representatives to received the HIGHEST rate of return on your money. We only open accounts that are safe and guaranteed. With rates having a roller-coaster affect why not come in and talk to a specialist that guarantees safety, guarantee and the highest interest rate you can't get anywhere else.

We help you find the highest yeild for you money!!

There are over 8,000 FDIC Insured Banks and we work with any of them willing to accept deposits and pay above average yields. We do what you do but are able to negotiate a higher yield of return on your money.

Please call or visit one of our offices today!

DTC Tech Center
4600 S. Syracuse Suite 900
Denver, CO 80237
(303) 256-6476 begin_of_the_skype_highlighting (303) 256-6476 FREE  end_of_the_skype_highlighting


Woodlands Business Center
4001 S. 700 E. Suite 500
Salt Lake City, UT 84107
P: (801) 264-6667 begin_of_the_skype_highlighting (801) 264-6667 FREE  end_of_the_skype_highlighting
F: (801) 264-6668

Is 3.45% to good to be true???? Nope, you can get that rate at American First Assurance

Is 3.45% to good to be true???? Nope, you can get that rate at American First Assurance

Come visit one of our account representatives at American First Assurance and our receive our 6 Month FDIC Insured CD's.


We work with over 8,000 institutions to ensure we can find you the highest yield for you money. There are no fees, the yield that we quote you, you will earn on 100% of your money!!!! Call today to start earning more interest!

American First Assurance

CD Returns:



http://www.bankrate.com/finance/cd/cd-returns.aspx#slide=5

American First Assurance

Wall Street Journal,

“Brokers are also offering FDIC insured CDs with yields that exceed the average yield on CDs purchased directly from banks.”

 

“Brokerage firms can offer higher yields because they negotiate directly with financial institutions whose CDs they sell, often ageing to take millions of dollars certificates.”

 

 Worth Magazine,

“Investors still ought to consider brokerage CDs.  For one thing brokerage offered CDs yield 1 to 1.5 percentage points more than CDs from leading banks.”

 

 

            Federal Deposit Insurance Corporation - Tips For Savers   April 23, 2012

"Consumers also purchase CDs through brokerage firms. A consumer with significant funds to deposit may use a broker to make deposits at multiple banks, thereby maximizing the consumer's FDIC insurance coverage. In addition, consumers may be attracted to CDs sold by a broker who has made significant deposits in a bank on behalf of multiple depositors and, therefore, is able to negotiate higher CD interest rates than the individual consumer."  

 

Federal Deposit Insurance Corporation - FDIC Consumer News - Fall 2000

"Yes, brokers sometimes can negotiate a higher interest rate on bank-issued CDs because they can bring a large amount of deposits to the bank."

 

Federal Deposit Insurance Corporation - FDIC Consumer News - Fall 2003

"Brokers sometimes can negotiate a higher interest rate on bank-issued Certificates of Deposit, and these can be good investments."

 

American First Assurance

Who should stagger CD maturities?

Like Baker, Deana Arnett, a CFP with Financial Planning Services in Manassas, Va., says she recommends CD ladders for people who have a well-established cash reserve fund of about six months' income. Because such an emergency fund usually has more money than most people want to keep in a savings or money market account, Arnett recommends keeping one or two months' income in a savings account and investing the rest in CDs with staggering maturities.
However, current interest rates make the strategy questionable for many advisers. "It's not that building a CD ladder is bad. Rather, it is the poor yields on CDs," says Dirk Anderson, a principal at Human Investing in Lake Oswego, Ore.
For instance, core inflation is around 3 percent per year. But the average 12-month CD pays about 0.5 percent interest, the average 10-year CD pays about 2 percent and the average 20-year CD pays about 3 percent.
"CDs just won't keep pace with the increasing cost of living, and when rates do rise, CD holders will get crushed if they only have long-dated CDs," Anderson says.


-By Nancy Mann Jackson

American First Assurance

What is a FDIC Insured CD Broker


"Consumers also purchase CD's through brokerage firms. A consumer with significant funds to deposit may use a broker to make deposits to multiple banks, thereby maximizing the consumer's FDIC insurance coverage. In addition consumers may be attracted to CD's sold a broker who has made significant deposits in a bank on behalf of multiple depositors and therefore, is able to negotiate higher CD rates than the individual consumer."- "Federal Deposit Insurance Corporation Certificate of Deposits- April 23, 2013